Terms & Conditions

    Last updated: 27 July 2026

    By accessing this website, creating an account, or purchasing any digital product from us, you agree to these Terms & Conditions. Please read them carefully before completing a purchase.

    1. Nature of the Products

    All products sold on this website are digital goods — downloadable PDF documents and related digital resources. Nothing physical is manufactured, packed or shipped. Purchase gives you immediate electronic access after successful payment.

    2. Account Registration

    • You must provide accurate name, email and mobile details, and verify them via OTP.
    • You are responsible for all activity under your account and for keeping your password secure.
    • We may suspend accounts used for fraud, chargeback abuse or unauthorised redistribution.

    3. Pricing and Payment

    • All prices are listed in Indian Rupees (₹) on the product page and are inclusive of applicable taxes unless stated otherwise.
    • Payment is collected through a secure third-party payment gateway (card, UPI, net banking or wallet).
    • An order is confirmed only after we receive a successful payment authorisation.
    • We may change prices at any time; the price shown at checkout is the price that applies to your order.

    4. Licence and Permitted Use

    On purchase you receive a personal, non-exclusive, non-transferable, non-sublicensable licence to download and use the PDF for your own personal, non-commercial use. You may not:

    • resell, rent, sublicense or redistribute the file in any form;
    • upload it to file-sharing sites, groups or public forums;
    • remove watermarks, branding or copyright notices;
    • create derivative or translated works for commercial purposes.

    Breach of this licence terminates your access rights without refund.

    5. Intellectual Property

    All content on this site — text, images, layout, and the PDFs themselves — is owned by us or our licensors and is protected by copyright law.

    6. Medical Disclaimer

    The digital products are educational resources only. They do not constitute medical advice, diagnosis or treatment and are not a substitute for consultation with a qualified healthcare professional. Always seek the advice of your physician before acting on any information provided.

    7. Limitation of Liability

    To the maximum extent permitted by law, our total liability for any claim arising out of a purchase is limited to the amount you paid for that product. We are not liable for indirect or consequential losses.

    8. Prohibited Conduct

    You may not attempt to breach site security, scrape content, use bots to place orders, or make payments using an instrument you are not authorised to use.

    9. Changes to These Terms

    We may update these Terms from time to time. The version published on this page at the time of your purchase governs that purchase.

    10. Governing Law

    These Terms are governed by the laws of India, and the courts at Kolkata, West Bengal shall have exclusive jurisdiction over any dispute.